In today’s fast-paced digital world, efficient banking solutions have become essential for customers seeking convenience and flexibility. Wema Bank, a prominent player in Nigeria’s financial sector, offers a robust Internet banking platform and a feature-rich mobile app designed to meet the evolving needs of its users.
This service is designed to simplify the traditional banking experience, allowing customers to perform a wide range of transactions without visiting a physical branch.
Through Wema Bank’s Internet Banking, users can check account balances, transfer funds between accounts, pay bills, and even recharge mobile phones with ease.
Customers can access the bank’s services via their computers, tablets, or smartphones, making it a flexible solution for the busy, modern individual.
Wema Bank kicked off its internet banking services back in the early 2000s, a time when the internet was still finding its footing. Over the years, it has seen a ton of updates, evolving from a basic online banking portal into a robust platform packed with features and functionalities.
Today, it proudly stands as a reliable banking solution for the tech-savvy generation, blending innovation with user needs.
Read: How to register for Unity bank internet banking and mobile app
Features And Benefits Of Wema Bank Internet Banking
Wema Bank’s Internet Banking—especially through its digital platform ALAT—is designed to make banking seamless, secure, and accessible anytime, anywhere. Here’s a breakdown of its standout features and benefits:
Features of Wema Bank Internet Banking
- View balances, monitor transactions, and download statements in real time.
- Send money between Wema accounts or to other banks in Nigeria easily.
- Pay utility bills, subscriptions, and more without visiting a branch.
- Apply for personal loans directly through the platform with quick approval.
- Airtime & Data Purchase: Top up your mobile line instantly from your account.
- Two-factor authentication and encryption protect your data.
- (ALAT for Business): Manage payroll, collections, and vendor payments for SMEs.
Benefits You’ll Enjoy
- No queues, no paperwork—just banking from your phone or computer.
- Handle transactions in minutes, not hours.
- Use it from anywhere in the world—perfect for travelers and remote workers.
- Advanced security features keep your finances safe.
- Real-time alerts and monitoring help you stay on top of your money.
Read: How to register for Union bank internet banking and mobile app
How To Register And Set Up Wema Bank Internet Banking
You’re in the right place, Setting up Wema Bank Internet Banking—especially through their digital platform ALAT by Wema—is quick, secure, and designed to get you banking from anywhere. Here’s how to get started:
Option 1: Via Wema Bank Website
- Go to the Wema Bank E-Banking page
- Click on “Internet Banking” and click “Register”
- Fill in your details:
- Full name
- Email address
- Mobile number
- Wema Bank account number
- Create your username and password
- Set up security questions and enable two-factor authentication
- Submit the form and wait for confirmation via email or SMS
Wema bank mobile app
Key Features of the Wema Bank Mobile App
- Open an account without visiting a branch
- Transfer money to any Nigerian bank instantly
- Track your spending and set savings goals
- Automated savings with customizable targets
- Request and manage debit cards (with free delivery anywhere in Nigeria)
- Virtual Dollar Card for international online payments
- Secure login with PIN and biometric options
- Pay bills, buy airtime, and recharge data
- View and download statements anytime
- In-app chat support for quick help
Read: How To Register for Standard Chartered Internet Banking and Mobile App
How to register for Wema bank mobile app ALAT by Wema,
Registering for the Wema Bank mobile app – ALAT by Wema is fast, secure, and can be done entirely from your smartphone. It’s Nigeria’s first fully digital bank, and you don’t even need to visit a branch. Here’s how to get started:
1. Go to the Google Play Store (Android) or Apple App Store (iOS)
- Search for “ALAT by Wema”
- Tap Install and open the app once downloaded
2. Start Registration
- Tap “Sign Up” on the home screen
- Enter your mobile number and tap Start
- Input the OTP sent to your BVN-linked phone number
3. Verify Your Identity
- Enter your BVN
- Take a selfie scan (facial verification)
- Take a photo of your signature
If the facial match fails, you’ll receive an OTP as an alternative method for verification
4. Create Your Profile
- Enter your email address
- Choose a secure password
- Set up security questions
- Enter a referral code (if you have one)
. Finalize Your Account
- You’ll receive your ALAT account number
- New customers may be prompted to:
- Create a PIN
- Upload a valid ID
- Update your residential address
- Upload a passport photo and utility bill
Once you’re registered, you can:
- Transfer funds
- Pay bills
- Buy airtime/data
- Apply for loans
- View statements
How to transfer money from Wema
Transferring money with Wema Bank is smooth and secure—whether you’re using their Internet Banking portal or the ALAT by Wema mobile app. Here’s your full guide
Via Wema Internet Banking
- Log in to Wema Internet Banking
- Go to the “Transfers” section
- Choose the type of transfer:
- Wema-to-Wema
- Interbank (to other Nigerian banks)
- Enter:
- Recipient’s account number
- Bank name
- Amount
- Optional description
- Confirm with your transaction PIN or token
- Submit and receive instant confirmation
Via ALAT by Wema Mobile App
- Download and open the ALAT app (Android or iOS)
- Log in with your credentials
- Tap the “Transfers” tab
- Enter:
- Recipient’s account number
- Bank name
- Amount
- Optional note
- Confirm with your PIN
- Transaction is processed instantly
Alternative: USSD TransferIf you don’t have internet access:
- Dial
*945*RecipientAccountNumber*Amount# - Follow the prompts to complete the transfer
How to buy airtime and data from Wema
Buying airtime and data from your Wema Bank account is super easy—whether you’re using Internet Banking, the ALAT by Wema mobile app, or even USSD. Here’s your full guide
Using ALAT by Wema Mobile App
Steps to Buy Airtime or Data:
- Log in to your ALAT app
- Tap on “Buy Airtime” or “Buy Data”
- Select:
- Network provider (MTN, Airtel, Glo, 9mobile)
- Phone number (yours or someone else’s)
- Amount or data bundle
- Confirm with your PIN
- You’ll receive instant confirmation and the recharge is applied immediately
You can also save frequent numbers for faster future purchases
Using Wema Internet Banking
Steps to Buy Airtime:
- Visit Wema Internet Banking
- Log in with your credentials
- Navigate to “Payments” or “Airtime/Data Recharge”
- Enter:
- Phone number
- Network provider
- Amount or data plan
- Confirm with your transaction PIN or token
- Airtime or data is delivered instantly
Using USSD (No Internet Needed)
- Self Recharge: Dial
*945*Amount#Example:*945*500#to recharge ₦500 on your own line - Recharge Others: Dial
*945*PhoneNumber*Amount#Example:*945*08012345678*500#to recharge ₦500 for someone else
Read: How to Register for Sterling Bank Internet banking and OneBank mobile app
How to pay bills from Wema internet banking and mobile app
Paying bills with Wema Bank—whether through their Internet Banking portal or the ALAT by Wema mobile app—is fast, secure, and designed to keep you in control from anywhere, Frank. Here’s your complete guide:
Paying Bills via Wema Internet Banking
Steps:
- Visit the Wema Internet Banking portal
- Log in with your username and password
- Navigate to the “Payments” or “Bill Payments” section
- Select the type of bill:
- Electricity (e.g., Ikeja Electric, Eko Disco)
- Cable TV (DSTV, GOTV, Startimes)
- Water bills
- School fees
- Government levies
- Enter the customer/account number, amount, and service provider
- Confirm with your transaction PIN or token
- Receive instant confirmation and receipt
Paying Bills via ALAT by Wema Mobile App
Steps:
- Open the ALAT app and log in
- Tap “Pay Bills” from the dashboard
- Choose the bill category:
- Utilities
- Cable TV
- Education
- Internet services
- Select the provider and enter:
- Customer ID/account number
- Amount
- Confirm with your PIN
- You’ll receive a confirmation message and digital receipt
Need to Pay Without Internet? Use USSD
- Dial
*945*BillCode#(e.g.,*945*10#for DSTV) - Follow the prompts to complete payment