Absa Internet Banking an mobile app

Absa Cellphone Banking : How to register , buy airtime and data and transfer money

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Absa Cellphone Banking offers a convenient and accessible solution for managing your finances right from the palm of your hand.

As mobile technology continues to evolve, Absa has harnessed its potential to provide a seamless banking experience that caters to the needs of a diverse customers. Absa Cellphone Banking allows you to conduct a wide range of banking activities without the need for a smartphone app or internet connection.

This service enables users to check account balances, transfer funds, purchase airtime, and pay bills from virtually anywhere and at any time, using a simple and intuitive interface accessible via basic mobile devices.

The service is particularly beneficial for individuals who may not have access to the internet or who live in areas with limited connectivity.

Absa Cellphone Banking is designed to empower users by providing them with a convenient and efficient tool for managing their financial activities, making banking more inclusive and accessible to all, regardless of technological constraints or geographical limitations.

Read: PalmPay Mobile App and ussd :How to transfer money, buy airtime and pay bills

Features And Benefits of Absa Cellphone Banking

Absa Cellphone Banking offers a wide range of features designed to make banking more accessible, secure, and convenient for users across South Africa. Here’s a breakdown of its key features and benefits:

  • 24/7 Access: Bank anytime, anywhere using your mobile phone—no need for internet or a smartphone.
  • Balance Checks: Quickly view your account balances and mini-statements.
  • Payments & Transfers:
    • Pay existing and Absa-listed beneficiaries
    • Make inter-account transfers
    • Manage and schedule payments
  • CashSend: Send money to anyone with a cellphone number, even if they don’t have a bank account.
  • Prepaid Services:
    • Buy prepaid electricity
    • Purchase airtime, data, and SMS bundles
  • Loan Applications: Apply for personal loans directly from your phone.
  • Rewards & Wallets:
    • View and redeem Absa Rewards
    • Top up your contactless card wallet
  • DebiCheck: Authenticate and manage debit orders.
  • Gaming & Entertainment: Play Lotto and Powerball directly from your phone

Read: How to register for OPay USSD codes and transact

How To Register For Absa Cellphone Banking

To register for Absa Cellphone Banking, follow these simple steps using your mobile phone:

  1. Dial *120*2272# from your mobile phone.
  2. Follow the prompts:
    • Enter your South African ID or passport number.
    • Choose a 5-digit PIN for secure access.
  3. Confirm your details and complete the setup.

Once registered, you can start using Absa Cellphone Banking immediately to check balances, send money, buy airtime, and more

If you’re an Absa customer but haven’t linked your account yet, you may need to visit an Absa branch or use an ATM to activate cellphone banking on your profile

To make online payments using Absa Cellphone Banking, follow these steps using the USSD code:

  1. Dial *120*2272# on your mobile phone.
  2. Enter your 5-digit PIN to log in.
  3. Select “Payments” from the menu options.
  4. Choose the type of payment:
    • Pay a beneficiary (someone you’ve paid before)
    • Pay a new recipient (you’ll need their banking details)
  5. Enter the amount and confirm the payment.
  6. You’ll receive a confirmation SMS once the transaction is successful.

Read: Palmpay office Address location in Nigeria and customer care number and email address

How to buy prepaid online with Absa Cellphone Banking

To buy prepaid airtime, data, SMS bundles, or electricity using Absa Cellphone Banking, follow these simple steps:

 Buy Prepaid Airtime or Data

  1. Dial *120*2272# on your mobile phone.
  2. Enter your 5-digit PIN to log in.
  3. Select “Prepaid” from the menu.
  4. Choose the type of prepaid service:
    • Airtime
    • Data
    • SMS bundles
  5. Select the mobile number to recharge (your own or someone else’s).
  6. Enter the amount and confirm the purchase.
  7. You’ll receive a confirmation SMS once successful.

 Buy Prepaid Electricity

  1. Dial *120*2272# and log in with your PIN.
  2. Select “Prepaid”, then choose “Electricity”.
  3. Enter the meter number.
  4. Choose the amount to purchase.
  5. Confirm the transaction.
  6. You’ll receive a token number via SMS to enter into your electricity meter

Register for absa PayShap on Cellphone Banking

To register for Absa PayShap using Cellphone Banking, follow these steps:

  1. Dial *120*2272# from your mobile phone.
  2. Log in using your 5-digit Cellphone Banking PIN.
  3. Select “PayShap” from the menu.
  4. Choose “Register”.
  5. Confirm your Absa-registered cellphone number (this will become your ShapID).
  6. Select the Absa account you want to link to your ShapID.
  7. Review and confirm your details.

Once registered, you can start sending and receiving money instantly using just a cellphone number—no need for bank account details.

Send money (CashSend) absa Cellphone Banking

To send money using Absa CashSend via Cellphone Banking, follow these steps:

  1. Dial *120*2272# from your mobile phone.
  2. Log in with your 5-digit Cellphone Banking PIN.
  3. Select “CashSend” from the menu.
  4. Enter the recipient’s cellphone number.
  5. Choose the amount to send.
  6. Create a 6-digit PIN that the recipient will use to withdraw the money.
  7. Confirm the transaction.

 How the Recipient Withdraws the Money

  • Go to any Absa ATM, Pick n Pay, or Boxer store.
  • Enter the 10-digit reference number (sent via SMS).
  • Enter the 6-digit PIN you provided.
  • Withdraw the cash—no card or bank account needed.

How toMake a third-party payment absa Cellphone Banking

To make a third-party payment using Absa Cellphone Banking, follow these steps:

  1. Dial *120*2272# on your mobile phone.
  2. Log in using your 5-digit Cellphone Banking PIN.
  3. Select “Payments” from the menu.
  4. Choose “Pay beneficiary” or “Pay someone new”.
  5. Enter the recipient’s banking details:
    • Bank name
    • Account number
    • Account type
  6. Enter the amount to pay.
  7. Confirm the details and authorize the payment.

Read: How to register for US Bank Online Banking and Mobile App

Redeem your Absa Rewards in cash via cellphone banking

To redeem your Absa Rewards in cash via Cellphone Banking, follow these steps using the USSD service:

  1. Dial *120*2272# on your mobile phone.
  2. Log in using your 5-digit Cellphone Banking PIN.
  3. Select “Rewards” from the menu.
  4. Choose “Redeem Rewards”.
  5. Select “Cash back” as your redemption option.
  6. Choose the Absa account where you want the cash deposited.
  7. Confirm the amount and complete the transaction.

How to play Play Lotto and Powerball from absa cellphone banking

To play Lotto and PowerBall using Absa Cellphone Banking, you can skip the queues and try your luck right from your mobile phone. Here’s how:

  1. Dial *120*2272# on your cellphone.
  2. Log in using your 5-digit Cellphone Banking PIN.
  3. Select “Lotto and PowerBall” from the menu.
  4. Choose the game you want to play: Lotto or PowerBall.
  5. Select your numbers manually or use Quick Pick to let the system choose for you.
  6. Choose the number of draws you want to enter.
  7. Confirm your ticket and complete the purchase.

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