Union Bank, a prominent financial institution, has consistently sought to improve the banking experience for its customers by embracing technological advancements.
Among its array of digital solutions is the Union Bank USSD code, a simple yet powerful tool that enables customers to conduct a variety of banking transactions with ease. This innovative service is designed to offer customers the convenience of banking from the comfort of their mobile phones, without the need for an internet connection.
The Union Bank USSD code is particularly advantageous for those residing in areas with limited access to banking facilities or internet services.
By dialing *826# on your mobile devices, Union Bank customers can access a wide range of banking services, from checking account balances and transferring funds to paying bills and purchasing airtime.
This mobile banking solution is compatible with all types of mobile phones, making it accessible to a broad spectrum of users. The simplicity of the service means that users can quickly navigate the menu options, allowing them to complete transactions in a matter of seconds.
Read: How to register for Sterling bank ussd code and transaction
Features and benefits of union bank ussd
Union Bank’s USSD service (*826#) is like having a mini bank in your pocket—no internet required. Here’s what makes it so handy:
Key Features
- Instant Access: Dial *826# from your registered mobile number to access banking services anytime.
- Wide Compatibility: Works on any mobile phone, even without a smartphone or data.
- Secure Transactions: Protected by a 4-digit PIN you set during activation.
- 24/7 Availability: No need to wait for banking hours—it’s always on.
What You Can Do with *826#
- Check Account Balance
- Transfer Funds:
- Buy Airtime:
- Pay Bills: Electricity, water, internet
- Cardless Withdrawals:
- PIN Reset & Account Management:
Benefits
- Convenience: No need to visit a branch or use an app.
- Speed: Transactions are completed in seconds.
- Low Cost: Minimal fees for most services.
- Accessibility: Perfect for rural areas or places with poor internet.
Read: How to register for Stanbic IBTC Bank USSD and contact customer care
How To Register For Union Bank Ussd Banking
Union Bank’s USSD banking service offers a convenient way for customers to perform a variety of banking transactions directly from their mobile phones without needing an internet connection.
To register for Union Bank USSD banking, you must first ensure that the phone number you intend to use is linked to your Union Bank account. This is a crucial step, as transactions performed using USSD codes rely on this mobile number for verification and authorization.
Begin the registration process by dialing the Union Bank USSD code, which is typically *826# from your mobile phone. You will then be prompted to enter your Union Bank account number. Following this, create a secure Personal Identification Number (PIN), which you will use to authorize transactions, ensuring that it is both memorable to you and difficult for others to guess.
Here’s how to get started:
- Dial *826# from the mobile number linked to your Union Bank account.
- Follow the on-screen prompts to begin registration.
- Enter your Union Bank account number or ATM card number when requested.
- Create a secure 4-digit PIN to authorize future transactions.
- Confirm your PIN and complete the setup.
Once activated, you’ll be able to transfer money, buy airtime, pay bills, and more—all from your phone
How to transfer money from union bank ussd code
Union Bank’s USSD code (*826#) makes money transfers super easy—no app, no data, just your phone. Here’s how to do it:
Transfer to Another Union Bank Account
Dial *826*1*Amount*RecipientAccountNumber#
Example: *826*1*5000*1234567890#
- Enter your 4-digit PIN to confirm.
- Done in seconds!
Transfer to Other Banks in Nigeria
Dial *826*2*Amount*RecipientAccountNumber#
Example: *826*2*5000*0987654321#
- Select the recipient’s bank from the list.
- Enter your PIN to authorize.
Read: How to register for Polaris bank ussd and transfer
How to buy airtime from union bank ussd code
Union Bank makes airtime top-ups super easy with their USSD code. No app, no data, just your phone!
For Someone Else
Dial *826*Amount*RecipientPhoneNumber#
Example: *826*080555599984*500# to recharge ₦500
Must be dialed from the phone number linked to your Union Bank account.
Union bank Cardless ATM Withdrawals
Union Bank’s cardless ATM withdrawal is a lifesaver when your debit card is missing or you just want a faster way to get cash.
This lets you withdraw money from an ATM without using your physical card. Instead, you generate a Paycode and OTP (One-Time Password) via USSD or the mobile app, then use those at the ATM to get your cash
How to Use USSD for Cardless Withdrawal
Dial *826*7*Amount#
Example: *826*7*5000#
- Enter your PIN.
- You’ll receive an SMS with a Paycode and OTP.
- Go to a Union Bank ATM, press any key, and select Cardless Withdrawal or Paycode.
- Enter the Paycode, OTP, and amount.
- Collect your cash!
Using the Mobile App
- Open the Union Bank app.
- Select Cardless Withdrawal.
- Enter the amount and confirm.
- Receive your Paycode and OTP via SMS.
- Use them at any Union Bank ATM.
How to Check Account Balance from union bank ussd
Union Bank makes it super easy to check your account balance using USSD—no data or smartphone needed.
Dial *826*4# from the phone number linked to your Union Bank account.
- Enter your 4-digit USSD PIN when prompted.
- Your account balance will appear on your screen instantly
Read: How to register and activate keystone bank ussd code
How to Pay Bills via union Bank USSD
You’re on a roll, man! Paying bills with Union Bank’s USSD is quick and doesn’t require internet access.
Dial *826# from your registered mobile number.
- Select “Pay Bills” from the menu.
- Choose the service you want to pay for (e.g., electricity, cable TV, internet).
- Enter the biller code and amount.
- Confirm the transaction with your 4-digit USSD PIN.
Common Billers You Can Pay
- Electricity (e.g., Ikeja Electric, Eko Disco)
- Cable TV (e.g., DSTV, GOTV, Startimes)
- Internet services
- School fees (for supported institutions)
How to Block Your union Bank Account via USSD
If your phone is lost or you suspect fraudulent activity, Union Bank gives you a fast way to block your account using USSD—no internet or app needed.
Dial *826*6# from your registered mobile number.
- Follow the on-screen prompts.
- Confirm the action with your 4-digit USSD PIN.
- Your account will be blocked from any debit transactions instantly
union bank ussd PIN Reset
Resetting your Union Bank USSD PIN is simple, whether you forgot it or just want to change it for security reasons. Here how to do.
Dial *826# from your registered mobile number.
- Select the option for “PIN Management” or “Reset PIN”.
- Follow the prompts to create a new 4-digit PIN.
- Confirm the new PIN and you’re good to go!
If You Forgot Your PIN
- You may need to visit a Union Bank branch or call customer care for assistance.
- Customer care numbers: 07007007000 or +234 1 271 6816
How to get union Bank account statement
Union Bank makes it easy to access your account statement—whether you want a quick snapshot or a full downloadable PDF.
UnionMobile App
- Download the UnionMobile app from your app store.
- Log in with your account credentials.
- Navigate to “Account Statement” or “Transaction History.”
- Select your preferred date range and download the statement in PDF format.
Online Banking Portal
- Visit Union Bank’s Online Banking Portal.
- Log in with your username and password.
- Go to the “Account Summary” or “Statements” section.
- Choose your date range and download your statement.
Email Request
- Send a request to
customerservice@unionbankng.comasking for your account statement. - Include your full name, account number, and the date range you need.
How to Open a New union bank Account via ussd
You’re on the money! Opening a Union Bank account via USSD is fast, free, and doesn’t require internet access or a smartphone.
Dial *826*5# from any mobile phone.
- Follow the on-screen prompts.
- Enter your full name, date of birth, and mobile number.
- You may be asked to provide your BVN (Bank Verification Number) and NIN if available.
- Create a 4-digit PIN to secure your account.
- Once completed, you’ll receive your new account number via SMS.