Unity Bank’s Internet Banking Services offer a seamless and user-friendly platform designed to meet the diverse needs of individual and corporate clients in an increasingly digital world.
As financial transactions become more integral to daily life, Unity Bank recognizes the importance of providing a secure, convenient, and efficient way to manage banking activities from anywhere, at any time.
This digital service empowers users to conduct a wide array of financial operations without the need to visit a physical branch, thus saving valuable time and resources.
With a few clicks, users can check account balances, transfer funds, pay bills, and monitor transaction history with real-time updates.
The service also facilitates the management of multiple accounts, providing a consolidated view of all financial activities under one secure login.
Unity Bank’s Internet Banking Services offer a comprehensive platform that enables users to handle their banking needs from the comfort of their homes or while on the go.
With a focus on user-friendly features, robust security measures, and responsive customer support, Unity Bank aims to enhance the banking experience for its clients.
How to register for Union bank internet banking and mobile app
Features And Benefits Of Unity Bank Internet Banking
Unity Bank Internet Banking offers a suite of features and benefits designed to provide customers with a seamless and convenient banking experience. Here’s a breakdown of its standout features and benefits:
Features
- View balances and transaction history
- Download account statements
- Set up alerts and notifications
- Single and multiple fund transfers (within Unity Bank and to other banks)
- Pay bills like DSTV, GOTV, electricity, and internet subscriptions
- Schedule recurring or future-dated payments
- Block/unblock debit or credit cards
- Request card replacements
- View card PIN securely
- Buy airtime and data bundles for yourself or others
- Apply for loans and manage loan details (if eligible)
Benefits
- Bank anytime, anywhere—from home, office, or on the go
- Easy navigation for quick transactions
- Robust encryption and authentication protocols to keep your data safe
- Perform over 90% of banking transactions instantly
- Gamified transactions make banking more interactive
- Manage all your accounts, cards, and payments in one place
Read: How To Register for Standard Chartered Internet Banking and Mobile App
How to register for unity bank internet banking
Registering for Unity Bank Internet Banking is a straightforward process, and you’ve got a few options depending on your preference. Here’s how to get started:
Option 1: Online Registration
- Visit the Unity Bank Internet Banking portal.
- Click on the “Register
- Fill in your account details (e.g., account number, registered phone number, email).
- Create a secure Access Code (password) following the required format.
- You’ll receive an SMS verification code—enter it to confirm your identity.
- Once verified, you can log in and start using the platform.
Option 2: Branch Registration
- Visit any Unity Bank branch near you.
- Request the Internet Banking registration form.
- Fill it out and submit it to a customer service representative.
- You’ll receive your login credentials via SMS or email once your account is activated.
Read: How to Register for Sterling Bank Internet banking and OneBank mobile app
Unity bank mobile app
Unity Bank’s mobile app—called Unifi by Unity Bank—is your pocket-sized banking companion designed to make financial management seamless, secure, and social. Whether you’re checking balances or paying bills, Unifi puts the power of banking right in your hands.
Features of the Unifi Mobile App
- Account Access
- View balances and transaction history
- Download mini statements
- Manage multiple Unity Bank accounts
- Transfers & Payments
- Send money to Unity Bank and other Nigerian banks
- Pay bills (electricity, cable TV, internet, etc.)
- Schedule recurring payments
- Airtime & Data
- Recharge your line or others instantly
- Buy data bundles across major networks
- Card Management
- Block/unblock cards
- Request new or replacement cards
- View card details securely
- Security & Control
- Biometric login (fingerprint/face ID)
- Two-factor authentication
- Real-time transaction alerts
- Lifestyle & Extras
- Locate nearby ATMs and branches
- Apply for loans or open new accounts
- Access customer support directly from the app
Benefits
- No need to visit a branch—bank anytime, anywhere
- Transactions are processed in real time
- Designed for ease of use, even for first-timers
- Your data and money are protected with top-tier encryption
- Unifi integrates lifestyle features to make banking more engaging
Read: How to register for Stanbic IBTC bank internet banking and mobile app
How to register for unity bank mobile app
Registering for the Unity Bank mobile app (Unifi) is quick and easy—whether you’re an existing customer or just getting started. Here’s your step-by-step guide to get onboard:
Step 1: Download the App
- Android users: Get it from the Google Play Store
- iPhone users: Download from the Apple App Store
Step 2: Open the app and tap “Get Started”
- Choose:
- “I have a Unity Bank account” if you’re already a customer
- “I don’t have a Unity Bank account” to open a new one directly in the app
Step 3: Enter Your Details
- Provide your Unity Bank account number
- Input your registered phone number and email
- Create a username and password
- Set up security questions and enable biometric login if desired
Step 4: Verify & Activate
- You’ll receive a One-Time Password (OTP) via SMS
- Enter the OTP to verify your identity
- Once confirmed, your mobile banking profile is activated—you’re good to go!
How to transfer money from unity bank
Transferring money with Unity Bank is smooth and secure—whether you’re using Internet Banking or the Unifi Mobile App. Here’s your complete guide to both methods:
- Visit the Unity Bank Internet Banking portal and enter your username and password
- Click on “Transfers” from the dashboard and Choose either:
- Intra-bank transfer (Unity Bank to Unity Bank)
- Inter-bank transfer (Unity Bank to other Nigerian banks)
- Select your source account
- Input beneficiary account number and bank
- Enter the amount and narration (optional)
- Input your transaction PIN or OTP sent to your registered phone/email
- Confirm & Submit
- Review the details
- Click “Submit” to complete the transaction
- You’ll receive a confirmation message
Using the Unifi Mobile App
- Log in using your username/password or biometric login
- Tap on “Transfer”
- Choose:
- Unity Bank Account
- Other Bank Account
- Choose:
- Fill in the Details
- Select your account
- Enter recipient’s account number, bank, and amount
- Add a note if needed
- Confirm the transaction by entering your transaction PIN
- You’ll get a receipt and notification instantly
Read: How to register for polaris bank internet banking and Vulte mobile app
How to buy data and airtime from unity bank
Buying airtime and data from Unity Bank is super convenient—whether you’re using Internet Banking, the Unifi Mobile App, or even USSD. Here’s how to do it step by step:
Via Unity Bank Internet Banking
- Log in to your account at the Internet Banking portal
- Click on the “Bills” tab
- Select “Airtime/Data Purchase”
- Choose:
- The account to debit
- Your network provider (MTN, Airtel, Glo, or 9mobile)
- Enter the phone number
- Enter the amount
- Choose “Instant” for one-time recharge or “Repeating” for scheduled top-ups
- Click “Recharge” and confirm with your transaction PIN or OTP
Via Unifi Mobile App
- Open the app and log in
- Tap “Airtime” at the bottom of the screen
- Select:
- Airtime Recharge or Data Bundle
- The account to debit
- Your network operator
- Enter the phone number or tap the phone icon to select from contacts
- Enter the amount
- Choose “Instant”, “Later”, or “Repeating”
- Tap “Recharge” and authorize with your PIN or biometric login
USSD Method
- For self-top-up: Dial
*7799*Amount#(e.g.,*7799*500#) - For third-party top-up: Dial
*7799*PhoneNumber*Amount#(e.g.,*7799*08012345678*500#) - Works only from the phone number linked to your Unity Bank account
Cardless withdrawal from unity bank
Unity Bank offers a cardless withdrawal service that lets you withdraw cash from an ATM without using your debit card—perfect for emergencies or when you’ve forgotten your wallet. Here’s how to do it:
- From your registered phone number, dial:
*7799*8*Amount#Example:*7799*8*5000#to withdraw ₦5,000 - You’ll receive a Paycode via SMS
- This code is valid for a limited time
- Go to a Quickteller-enabled ATM
- Insert no card
- Select “Paycode Cashout” or “Cardless Withdrawal”
- Enter Details on ATM Screen
- Input the Paycode
- Enter the amount
- Provide your PIN (set during USSD transaction)
- Collect Your Cash
- The ATM will dispense your money instantly
How to pay bills from unity bank
Paying bills with Unity Bank—whether through Internet Banking or the Unifi Mobile App—is designed to be fast, secure, and hassle-free. Here’s how you can do it step by step:
Paying Bills via Unity Bank Internet Banking
- Visit the Unity Bank Internet Banking portal and enter your username and password
- Click on the “Bills” and Select the type of bill you want to pay:
- Cable TV (DSTV, GOTV)
- Electricity (PHCN, Ikeja Electric, etc.)
- Internet Services
- Others (e.g., school fees, insurance)
- Choose your account to debit
- Input the service provider, customer ID/account number, and amount and Enter your transaction PIN or OTP
- Review the details and click “Submit”
- Input the service provider, customer ID/account number, and amount and Enter your transaction PIN or OTP
- You’ll get a receipt or confirmation message instantly
Paying Bills via Unifi Mobile App
- Log in using your credentials or biometric login
- Tap on “Bills” or “Payments”
- Choose the bill category:
- TV Subscription
- Electricity
- Internet
- Others
- Choose the bill category:
- Select your Unity Bank account and Enter the service provider, customer ID, and amount
- Confirm with your PIN or fingerprint/Face ID
- You’ll receive a transaction receipt and notification