How to register for Zenith bank ussd code and transfer money

Zenith Bank’s USSD code service offers a seamless, convenient, and secure way for customers to perform a variety of banking transactions directly from their mobile phones without the need for internet access.

This innovative service is part of Zenith Bank’s commitment to deploying cutting-edge technology to enhance customer experience and accessibility.

The USSD code, *966#, often referred to as the “EazyBanking” code, allows customers to perform essential banking functions simply by dialing the code on their mobile devices.

This system was developed to cater to the banking needs of millions of Nigerians who, due to geographical or infrastructural limitations, might not have regular access to traditional banking facilities or the internet.

Using the Zenith Bank USSD code, customers can check account balances, transfer funds between Zenith Bank accounts or to other banks, buy airtime for themselves or others, and even pay bills.

This service is designed to work on all types of mobile phones, removing the barrier for customers who may not own smartphones.

It’s Available 24/7, and offers unparalleled convenience as customers can perform transactions at any time of the day and from any location.

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Benefits and features of zenith bank ussd code

Here’s a complete overview of the benefits and features of the Zenith Bank USSD code (*966#), also known as EazyBanking:

Benefits of Zenith Bank USSD Banking

Key Features of 966# EazyBanking

All transactions require your 4-digit USSD PIN for security.

Read: How to register for Unity Bank Ussd Code and carry out transaction

How To Register For Zenith Bank Ussd Banking

To register for Zenith Bank USSD banking, you’ll need a mobile phone and a registered phone number linked to your Zenith Bank account.

Begin by dialing *966# on your mobile device. This is Zenith Bank’s USSD code, which facilitates a range of banking transactions. You will then see a prompt requesting you to enter the last four digits of your Zenith Bank debit card number.

Follow these simple steps using your mobile phone:

1. Dial *966*0# from your registered mobile number.
2. Enter the last 4 digits of your Zenith Bank ATM card.
3. Follow the on-screen prompts to:
   • Create a 4-digit USSD PIN
   • Confirm the PIN
4. You’ll receive a confirmation SMS with your account details.
5.  Your USSD PIN will be used to authorize all future transactions, so keep it secure.

Requirements:

• A Zenith Bank account
• A mobile phone number linked to your account
• Your Zenith Bank ATM card

With your registration finalized, you’ll have immediate access to a variety of banking services right from your mobile phone, including checking your account balance, transferring funds, buying airtime, and paying bills.

This service is available 24/7, providing you with convenient banking at your fingertips, eliminating the need for internet access or visiting a branch for basic transactions.

Read: How to register for United bank of Africa ussd code for transaction

How to transfer money from Zenith bank via ussd

To transfer money from your Zenith Bank account via USSD, you can use the 966# EazyBanking service. It’s fast, secure, and doesn’t require internet access. Here’s how:

Transfer to Another Zenith Bank Account

Dial *966*Amount*RecipientAccountNumber#

Example: *966*5000*1234567890# — to send ₦5,000 to a Zenith Bank account.

Transfer to Other Banks

Dial *966*Amount*RecipientAccountNumber#

Example: *966*10000*9876543210# — to send ₦10,000 to another bank account.

You’ll be prompted to enter your 4-digit USSD PIN to authorize the transaction.

How to buy airtime from zenith bank via ussd

You can easily buy airtime from your Zenith Bank account via USSD using the *966# EazyBanking service. Here’s how:

For Yourself (Self-Recharge)

Dial *966*Amount#

Example: *966*500# — to recharge ₦500 on your own line (linked to your Zenith Bank account).

 For Others (Friends & Family)

Dial *966*Amount*RecipientPhoneNumber#

Example: *966*1000*08012345678# — to send ₦1,000 airtime to someone else

Zenith bank cardless withdrawal

You can make a cardless withdrawal from Zenith Bank using their USSD service, which allows you to withdraw cash from an ATM without your debit card. Here’s how to do it:

• Dial *966*60# from your registered mobile number.
• Select “Cardless Withdrawal” from the menu.
• Choose “Create Cardless Withdrawal Code”.
• Enter the amount you wish to withdraw (maximum ₦20,000).
• Input your 4-digit USSD PIN.
• You’ll receive:
  • A 12-digit Paycode
  • A 4-digit PIN
• Visit any Quickteller-enabled ATM (including Zenith Bank ATMs).
• Select “Cardless Withdrawal” or press ‘0’ on the ATM.
• Enter the Paycode, PIN, and amount.
• Collect your cash!

Read: How to register for Union bank ussd code and carry out transaction

How to check zenith bank account balance

You can check your Zenith Bank account balance quickly using USSD, mobile app, or online banking. Here’s how to use ussd code:

1. Dial *966*00# from the mobile number linked to your Zenith Bank account.
2. Enter your 4-digit USSD PIN when prompted.
3. Your account balance will be displayed on your screen and/or sent via SMS.
4.  If it’s your first time using *966#, you’ll be asked to register by entering the last 4 digits of your Zenith Bank ATM card and creating a PIN.

You can reset or change your Zenith Bank PIN—whether it’s your USSD PIN or ATM card PIN—using a few simple methods. Here’s how:

 Via USSD

1. Dial *966*60# from your registered mobile number.
2. Select the option to reset or change PIN.
3. Enter your current PIN.
4. Input your new 4-digit PIN twice to confirm.
5. You’ll receive a confirmation SMS once successful.
6. This PIN is used for all *966# EazyBanking transactions, so keep it secure.

Read: How to register for Sterling bank ussd code and transaction

 How to Change Zenith Bank ATM Card PIN

 At Any Zenith ATM

1. Insert your Zenith Bank ATM card.
2. Enter your current PIN.
3. Select “Change PIN” from the menu.
4. Enter your new PIN and confirm.
5. You’ll get a success message on the screen.
6.  Make sure your new PIN is easy for you to remember but hard for others to guess.

How to block zenith bank account/card

If you need to block your Zenith Bank account or ATM card due to theft, loss, or suspicious activity, here are the fastest and most secure methods:

 Method 1: Using USSD Code

• Dial *966*60# from your registered mobile number.
• Select Option 6 – Block Card.
• Follow the prompts to confirm.

This will instantly deactivate your Zenith Bank ATM card (MasterCard, Visa, or Verve) to prevent unauthorized use.

Method 2: Emergency Account Freeze via USSD

• Dial *966*911# from any mobile phone.
• Enter your Zenith Bank account number.
• Input your AlertZ mobile number (the number linked to your account).
• Press “1” to confirm and block your account.
• This will suspend all debit transactions from your account immediately.

 Method 3: Using Zenith Mobile App

1. Open the Zenith Bank Mobile App.
2. Tap the Menu icon (top left).
3. Select “Card”.
4. Toggle the switch to deactivate your ATM card.
5.  This method is quick and gives you full control over your card status.

 Method 4: Call Customer Service

• Dial +234-1-2787000 or visit any Zenith Bank branch.
• Request to block your card or account.