Ecobank USSD code 

Steps to register for Ecobank USSD code 

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You will learn how you can easily register for ecobank  Unstructured Supplementary Service Data  and perform other financial service on a go  without internet service.

Ecobank  ussd service allow customers perform various banking transaction ranging from money transfer to account blocking ,it also help to take control of their finances, regardless of their location or technological access.

Whether you’re new to mobile banking or looking to easy banking experience, understanding how to register for Ecobank USSD Code is essential for accessing a range of banking services at your fingertips.

This article on Financemgm  will guide you through the process of registering for the Ecobank USSD Code, outlining the eligibility criteria, step-by-step registration instructions, alternative methods, benefits of using the USSD code

Read: How to Register for Access bank ussd code

What is benefits of using the Ecobank USSD code

The Ecobank USSD code (*326#) offers several benefits:

  • Perform banking transactions from anywhere, even without internet access.
  •  Works on all types of mobile phones, including basic feature phones.
  •  Transactions are processed quickly, saving you time.
  • Avoid the need to visit a bank branch or ATM for simple transactions.
  •  Transactions are PIN-protected to ensure safety.
  •  Allows you to transfer money, check your account balance, buy airtime, pay bills, and even block your ATM card if needed.

Eligibility Criteria for Registering for ecobank ussd code

To register for Ecobank’s USSD banking service (*326#), you need to meet the following eligibility criteria:

  1.  You must have an account with Ecobank.
  2. Your phone number must be linked to your Ecobank account.
  3.  An Ecobank debit card is required for verification during registration.
  4.  Your phone should be on a supported network like MTN, Glo, Airtel, or 9Mobile in Nigeria.
  5.  Ensure you have enough airtime to cover any service charges.

Once these requirements are met, you can activate the USSD service and enjoy seamless mobile banking

How to register for ecobank ussd code

To register for Ecobank’s USSD banking service (*326#), follow these steps:

  1. Dial *326# on the phone number linked to your Ecobank account.
  2. Select the option to register or create a USSD PIN.
  3. Enter your Ecobank account number when prompted.
  4. Provide the last four digits of your Ecobank debit card for verification.
  5. Create a secure 4-digit USSD PIN for transactions.
  6. Confirm your PIN by entering it again.

Once completed, you’ll receive a confirmation message, and you can start using the USSD service for various banking transactions

How to transfer money from ecobank using ussd code

To transfer money using Ecobank’s USSD code (*326#), follow these steps:

  1. Dial *326# on the phone number linked to your Ecobank account.
  2. Select the “Transfer” option from the menu.
  3. Choose whether to transfer to another Ecobank account or to other banks.
  4. Enter the recipient’s account number.
  5. Provide the amount you wish to transfer.
  6. Confirm the transaction by entering your 4-digit USSD PIN.

Once completed, you’ll receive a confirmation message. It’s a quick and secure way to send money without needing internet access

How to buy airtime from ecobank using ussd code

You can purchase airtime for yourself or someone else using Ecobank’s *326# USSD code. Here’s how:

To buy airtime for yourself:

  1. Dial *326# from your registered Ecobank mobile number.
  2. Select “Airtime Top Up.”
  3. Enter the amount you want to purchase.
  4. Confirm the transaction.

To buy airtime for someone else:

  1. Dial *326# from your registered Ecobank mobile number.
  2. Select “Airtime Top Up.”
  3. Enter the recipient’s phone number.
  4. Enter the amount you want to purchase for them.
  5. Confirm the transaction.

How to check ecobank account balance using ussd code

To check your Ecobank account balance using the USSD code, follow these simple steps:

  1. Dial *326*0# from your registered Ecobank mobile number.
  2. Enter your 4-digit PIN when prompted.
  3. Your account balance will be displayed on the screen.

Read: Steps to register for Ecobank USSD code 

How to block Ecobank account and ATM Card

To block your Ecobank account or ATM card using USSD, follow these steps:

  1. Dial *326*911# from the phone number linked to your Ecobank account.
  2. Select the appropriate option to block your account or ATM card.
  3. Enter your 5-digit USSD PIN for verification.
  4. Confirm the action, and you’ll receive a confirmation message indicating the account or card has been successfully blocked.

This method ensures your funds are secure in case of loss, theft, or suspected fraud.

How to pay bills from eco bank

To pay bills using Ecobank’s USSD code (*326#), follow these steps:

  1. Dial *326# from the phone number linked to your Ecobank account.
  2. Select the “Pay Bills” option from the menu.
  3. Choose the type of bill you want to pay (e.g., electricity, water, etc.).
  4. Provide the required details, such as the biller’s code and the amount to be paid.
  5. Confirm the transaction by entering your 5-digit USSD PIN.

Once completed, you’ll receive a confirmation message. It’s a straightforward way to handle bill payments without needing internet access

How to open ecobank account

To open an Ecobank account using USSD, follow these steps:

  1. Dial *326# on your mobile phone.
  2. Select the option to open an account from the menu.
  3. Enter your first name, last name, and date of birth in the format DDMMYYYY (e.g., 14041990 for April 14, 1990).
  4. Provide a valid identification number (e.g., National ID, driver’s license, or voter’s card).
  5. Follow the prompts to complete the registration process.

Once done, you’ll receive an SMS confirming your account details. It’s a quick and convenient way to open an account without visiting a branch!

Eco bank cardless withdrawal

Ecobank offers a convenient cardless withdrawal feature that allows you to access cash without using your physical ATM card. Here’s how it works:

  1.  Dial *326# on your registered phone number and follow the prompts to create a one-time e-token for the desired withdrawal amount.
  2.  Go to any Ecobank ATM or a cardless-enabled ATM.
  3.  Choose this option on the ATM screen.
  4.  Input the generated e-token and the amount you wish to withdraw.
  5.  Complete the transaction and retrieve your money.

This feature is ideal for emergencies or situations where you don’t have your card handy.

FAQS

What is the Ecobank USSD code?

The Ecobank USSD code is *326#. It allows you to access a range of banking services directly from your mobile phone without needing an internet connection.

Do I need a smartphone to use the Ecobank USSD code?

No, you can use the Ecobank USSD code on any mobile phone, whether it’s a smartphone or a basic feature phone.

Is there a charge for using the Ecobank USSD code?

Accessing the Ecobank USSD service via *326# is free of session charges. However, standard network charges from your mobile service provider may apply.

What should I do if I lose my phone?

If your phone is lost or stolen, you should immediately contact Ecobank to block your USSD profile or your account to prevent unauthorized access. In Nigeria, you can dial *326*911# from any phone to block your account.

What should I do if I suspect fraudulent activity on my USSD account?

If you notice any suspicious activity, immediately dial *326*911# to block your account and contact Ecobank’s customer service for further assistance.

Can I buy airtime for someone else using the USSD code?

Yes, typically you can buy airtime for others by dialing *326*Amount*PhoneNumber# and following the instructions.

How do I check my account balance using the USSD code?

Dial *326*0# and follow the prompts to receive your account balance.

What services can I access using the Ecobank USSD code?

The services available typically include:

  • Checking your account balance (e.g., dial *326*0#).
  • Transferring funds to other Ecobank accounts.
  • Transferring funds to accounts in other banks.
  • Buying airtime for yourself and others (e.g., dial *326*Amount# for self).
  • Paying bills (e.g., DSTV, electricity).
  • Generating Xpress Cash tokens for cardless ATM withdrawals.
  • Accessing a mini-statement (e.g., dial *326*3#).
  • Linking your mobile number to your account.
  • Opening an Xpress Account (for non-customers).
  • Using EcobankPay to make payments at merchant locations

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