In today’s fast-paced world, convenience and efficiency are paramount, especially when it comes to managing finances. Fidelity Bank understands this need and has rolled out a powerful USSD (Unstructured Supplementary Service Data) service that lets customers carry out a variety of banking transactions right from their mobile phones.
Whether you want to check your account balance, transfer money, or pay your bills, the Bank USSD service offers a quick and secure way to manage your banking needs anytime, anywhere—no need to step into a bank.
This article will walk you through how to register for Fidelity Bank’s USSD service, transfer money, buy airtime , check account balance, pay bills, carry out cardless withdrawal and block account also highlight the benefits it brings, and answer common questions and concerns, so you can fully take advantage of this convenient banking solution.
Read:Steps to register for Ecobank USSD code
Benefits of Using Fidelity Bank USSD
Using Fidelity Bank’s USSD code (*770#) offers several benefits, making banking more convenient and accessible. Here are some key advantages:
Convenience: You can perform banking transactions anytime, anywhere, without needing an internet connection.
Speed: Transactions are completed in less than 20 seconds, provided there’s an active network.
Availability: The service is accessible 24/7, making banking hassle-free.
Flexibility: You can select which account to use if you have multiple accounts linked to Fidelity Bank.
Security: Transactions require authentication, ensuring your funds remain safe.
What is the Fidelity Bank transfer code?
The Fidelity Bank transfer code is *770# lets customers carry out a variety of banking tasks right from their mobile phones, all without needing an internet connection. With this code, you can easily transfer money, check your account balance, purchase airtime, pay your bills, and even open a new account!
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| Service | Code Format | Example |
|---|---|---|
| Fund Transfer | *770*Account number*Amount# | *770*2309844924*8000# |
| Check Balance | *770*0# | N/A |
| Buy Airtime | *770*Amount# | *770*500# |
While the transfer code offers a high level of convenience, it is important to note that there are fees associated with its use. These fees vary depending on the type and magnitude of the transaction. Customers should be aware of these charges to manage their finances effectively and avoid unexpected deductions from their accounts
Eligibility Criteria
To access USSD services, customers must first ensure they have an active Fidelity Bank account.
This is a fundamental requirement as the service is directly linked to the bank account for conducting transactions.
Additionally, the service is available to users of major telecom providers in Nigeria, including Airtel, 9mobile, GLO, and MTN. It is essential to have a mobile phone with a full network signal from your telecom provider to ensure seamless access to the service
To use the bank mobile transfer code (*770#), you need to meet certain eligibility criteria.
- Fidelity Bank Account – You must have an active account with Fidelity Bank.
- Linked Mobile Number – Your phone number must be registered with the bank and linked to your account.
- Fidelity Debit Card – A valid Fidelity Bank ATM card is required for activation.
- Mobile Phone – You can use either a smartphone or a basic mobile phone.
Once you meet these criteria, you can activate the USSD service and start performing transactions conveniently.
What can I do with fidelity bank *770# USSD code?
With Fidelity Bank transfer code, you can perform various banking transactions conveniently without needing internet access. Here are some key features:
- Check your account balance and view a mini-statement.
- Transfer money to Fidelity Bank accounts or other banks.
- Pay utility bills, cable TV subscriptions, and other services.
- Recharge your own phone or buy airtime for others.
- Block your debit card if needed.
- Reset your PIN, generate a transaction code for online transactions, update your BVN and email address, and even request a loan
Read: How to Register for Access bank ussd code
How to register for Fidelity bank ussd
To register for Fidelity Bank’s USSD banking service (*770#), follow these steps:
- Dial *770# on your registered phone number.
- Select the “Register” option from the menu.
- Enter the last four digits of your Fidelity Bank ATM card.
- Create a four-digit USSD PIN for secure transactions.
- Confirm your PIN by re-entering it.
- Receive a confirmation message indicating successful activation.
Once registered, you can start using the USSD service for transfers, bill payments, airtime purchases, and more.
How to transfer money
Transfer money To a Fidelity Bank Account:
To transfer or send money using USSD code, follow these steps:
- Dial *770*Account Number*Amount# from the phone number linked to your Fidelity Bank account.
- Verify the recipient’s account name to ensure accuracy.
- Enter your four-digit PIN to authorize the transaction.
- You will receive a confirmation message once the transfer is successful.
- Example: To transfer N5,000 to a Fidelity Bank account with the account number 1234567890, dial:*770*1234567890*5000#
This method allows you to send money quickly without needing an internet connection
Transfer money To Other Banks:
1.To transfer money from your Fidelity Bank account to other banks using USSD, follow these steps:
2.Dial *770*Account Number*Amount# from the phone number linked to your Fidelity Bank account.
3.Select the recipient’s bank from the list that appears.
4.Verify the recipient’s account name to ensure accuracy.
5.Enter your four-digit PIN to authorize the transaction.
6.Example: To transfer N5,000 to an account in another bank with the account number 0987654321, dial:
*770*0987654321*5000#
How to buy airtime from fidelity bank
You can buy airtime from Fidelity Bank simply dial *770#, which allows for quick and convenient transactions without internet access. Here’s how:
For Self-Recharge
To buy airtime for yourself (the phone number linked to your Fidelity Bank account):
- Dial *770*AMOUNT# on your phone.
- For example, to buy N500 airtime, you would dial
*770*500# - Confirm the transaction with your USSD PIN.
- You’ll receive a confirmation message once the recharge is successful.
For Others (Third-Party Recharge)
To buy airtime for another phone number (family or friend
- Dial *770*PHONE NUMBER*AMOUNT# on your phone.
- For example, to buy N1,000 airtime for the number 08012345678, you would dial
*770*08012345678*1000# - Follow the prompts and enter your USSD PIN to authorize the transaction.
- You’ll receive a confirmation message once the recharge is completed.
This method ensures you can top up airtime anytime, anywhere.
How To Pay Bills from fidelity bank using ussd code
Paying bills from your Fidelity Bank account is a very convenient way to handle various payments, such as DStv, GOtv, electricity bills, and more, right from your mobile phone
You can pay bills from Fidelity Bank using the USSD code *770#, which allows for quick and convenient transactions without internet access. Here’s how:
- Dial *770# on your registered phone.
- Select “Pay Bills” from the menu.
- Choose the bill category (e.g., electricity, cable TV, internet, etc.).
- Enter the bill details (such as account number or customer ID).
- Input the amount you wish to pay.
- Confirm the transaction and enter your USSD PIN to authorize payment.
- You’ll receive a confirmation message once the payment is successful.
How check fidelity bank account balance
You can check your Fidelity Bank account on *770*0#. Here’s how:
- Dial *770*0# on your registered phone number.
- Enter your four-digit USSD PIN when prompted.
- Your account balance will be displayed on your screen.
This method is quick and works without internet access.
How To Block fidelity bank Card
You can block your Fidelity Bank ATM card using the USSD code *770*911#. Here’s how:
- Dial *770*911# on your registered phone number.
- Enter the phone number linked to your Fidelity Bank account.
- Confirm that you want to block your card or USSD access.
- Enter your four-digit USSD PIN to authorize the block.
- You’ll receive a confirmation message once the card is successfully blocked.
This method ensures that your card is immediately deactivated, preventing unauthorized transactions. If your phone or card is lost, you may also want to contact Fidelity Bank customer support for further assistance
Fidelity Bank Cardless withdrawal using ussd code
You can make a cardless withdrawal from Fidelity Bank through mobile transfer code, this allows you to withdraw cash from an ATM without using a physical debit card. Here’s how:
- Dial *770# on your registered phone number.
- Select “Cardless Withdrawal” from the menu.
- Enter the amount you wish to withdraw.
- Confirm the transaction and enter your USSD PIN.
- You will receive a Reference Number/Paycode via SMS.
- Visit any Fidelity Bank ATM or an ATM that supports cardless withdrawals.
- Select “Cardless Withdrawal” on the ATM screen.
- Enter the Reference Number/Paycode and follow the prompts.
- Collect your cash once the transaction is completed.
How do i Reset fidelity bank ussd code
Resetting your Fidelity Bank USSD PIN is a straightforward process that can be done directly from your mobile phone. This service is designed to help users regain access to their mobile banking services in case they forget their PIN or need to change it for security reasons.
If you’ve forgotten your PIN, here’s what you should do to reset it:
- Dial *770*00# on your registered phone number.
- Select the “Reset PIN” option from the menu.
- Enter the last four digits of your Fidelity Bank ATM card.
- Create a new four-digit USSD PIN.
- Confirm your new PIN by re-entering it.
Once completed, your new PIN will be activated, and you can continue using your new PIN . Also Make sure you’re using the phone number registered with your Fidelity Bank account