How to register for FCMB Ussd and requirements

How to register for FCMB Ussd and requirements

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In today’s fast-paced world, convenience and efficiency in banking are more crucial than ever, and FCMB (First City Monument Bank) is stepping up to meet that demand with its USSD services.

This service allows customers to perform a variety of banking transactions directly from their mobile phones, without the need for internet connectivity. Whether you want to check your account balance, transfer funds, or access other banking services, FCMB’s USSD feature makes it all possible.

This service is accessible by dialing *329# from a registered mobile number. It provides a range of options and It works on all types of mobile phones, making it an ideal solution for customers who may not have access to smartphones or reliable internet connections.

This article will guide you through the registration process for FCMB USSD, including the necessary requirements and steps to ensure a seamless experience. Whether you’re a new customer or looking to enhance your banking  experience, this comprehensive guide will equip you with the information you need to get started.

Read; How to block your UBA account/ATM Card

Requirements

To use FCMB USSD banking, you need to meet the following requirements:

  1.  You must have an active account with First City Monument Bank (FCMB) or open account.
  2. Your phone number must be linked to your FCMB account.
  3. You need to Dial *329#  and follow the prompts to register
  4. ATM Card (Optional) – You may need your ATM card PIN to set up a transaction code for transfers

Read: How to buy airtime and data from union bank and register for mobile banking

How to Register for FCMB  USSD Services

To register for FCMB USSD banking, follow these steps:

  1. Dial *329*0# on your registered mobile phone linked to your FCMB account.
  2. Select “Create/Reset Code” from the menu.
  3. Enter the last 4 digits of your ATM card to verify your identity.
  4. Create a 4-digit USSD PIN for secure transactions.
  5. Re-enter the PIN to confirm it.
  6. Receive a confirmation message indicating successful enrollment.

Once registered, you can use *329# for various transactions like fund transfers, airtime purchase, bill payments, and account management.

How to transfer money from fcmb

You can transfer money from FCMB using several methods:

1. USSD Code (*329#)

  • Dial *329*Amount*AccountNumber# from your registered phone number.
  • Example: To send ₦5,000 to 1234567890, dial *329*5000*1234567890#.
  • Follow the prompts to confirm the transaction and enter your USSD PIN.

2. FCMB Mobile App

  • Download the FCMB Mobile App from the Google Play Store or Apple App Store.
  • Log in with your credentials.
  • Select “Transfer Money”, enter the recipient’s details, and confirm the transaction.

3. Internet Banking

  • Visit the FCMB website.
  • Log in to your account.
  • Navigate to “Transfers”, enter the recipient’s details, and authorize the payment

How to buy airtime from FCMB

You can buy airtime from FCMB using the following methods:

1. USSD Code (*329#)

  • Dial *329*Amount# for self-recharge.
  • Dial *329*Amount*PhoneNumber# to recharge another number.
  • Example: To buy ₦500 airtime for yourself, dial *329*500#
  • To buy ₦500 for another number (08012345678), dial *329*500*08012345678#.
  • Confirm the transaction with your USSD PIN

2. FCMB Mobile App

  • Download the FCMB Mobile App from the Google Play Store or Apple App Store.
  • Log in with your credentials.
  • Select “Airtime Purchase”, enter the recipient’s phone number, and confirm the transaction.

3. FCMB Airtime Loan

  • If you’re low on funds, FCMB offers an Airtime Loan.
  • Dial *329*11# and select “Airtime Loan”, and follow the prompts.

 

How To Pay Bills from first city monument bank

1. ussd

To pay a bill, dial *329*Amount*BillerCode#

Example: From your phone, dial *329*3*Amount*Meter No# or *329*3*Amount*AccountID# to make your electricity bill payments.

  •  *329*Amount*SmartcardNo# to pay for Startimes
  • Dial *329*2*Amount*SmartcardNo# to pay for DSTV/GOTV

2. FCMB FlashMe Cash

  • FCMB’s FlashMe Cash mobile banking platform lets you pay bills like DStv & GOtv subscriptions via mobile or internet banking.
  • You can register at an FCMB branch or online.

3. FCMB Internet Banking

  • Log in to FCMB Internet Banking and navigate to “Bill Payments”.
  • You can pay for services like electricity bills, cable TV, and other utilities.

Read: How to register for Fidelity bank Ussd and requirements

How check Fcmb account balance

You can check your FCMB account balance using several methods:

1. USSD Code (*329#)

  • Dial *329*00# from your registered phone number
  • Enter your USSD PIN or the last 4 digits of your ATM card.
  • Your account balance will be displayed on your screen.

2. FCMB Mobile App

  • Download the FCMB Mobile App from the Google Play Store or Apple App Store.
  • Log in with your credentials.
  • Your account balance will be visible on the dashboard.

3. Internet Banking

  • Visit the FCMB website.
  • Log in to your account.
  • Navigate to “Accounts”, then select “Check Balance”

How to block fcmb card

If you need to block your FCMB ATM card, you can do so using several methods:

1. USSD Code (*329#)

  • Dial *329# from your registered phone number.
  • Select “Block ATM Card” from the menu.
  • Enter your account number to confirm the action.
  • Your card will be blocked immediately.

2. FCMB Mobile App

  • Log in to the FCMB Mobile App.
  • Navigate to “Cards” and select the card you want to block.
  • Click “Block Card” and confirm the action.

3. Internet Banking

  • Log in to FCMB Internet Banking.
  • Go to “Cards” and select the card you want to block.
  • Click “Block Card” and confirm.

4. Customer Support

  • Call FCMB Customer Care at 0700 329 0000 or 012798800.
  • Provide your account details and request to block your card.

Read: Steps to register for Ecobank USSD code 

FCMB Cardless Withdrawal

You can withdraw cash from FCMB ATMs without a debit card using the Cardless Withdrawal feature. Here’s how:

  1. Log in to FCMBOnline (Internet Banking).
  2. Click on “Cardless Cash” and select “Cardless”.
  3. Fill in the required details and click “Generate Paycode Token”.
  4. Visit any ATM, press “Enter”, and select “Paycode Cashout Option”.
  5. Enter the 8-14 digit withdrawal code received.
  6. Input the 4-digit Cash-Out PIN you created.
  7. Enter the withdrawal amount and submit.
  8. The ATM will dispense your cash.

You can also send the Withdrawal Code and Cash-Out PIN to friends or family so they can withdraw cash from any ATM

How to reset PIN or reset/create fcmb transaction code

You can reset your FCMB USSD PIN or create a new transaction code using the following steps:

Reset FCMB USSD PIN

  1. Dial *329*0# from your registered phone number.
  2. Select “Self-Service” from the menu.
  3. Choose “Reset PIN”.
  4. Enter the last 4 digits of your ATM card for verification.
  5. Create a new 4-digit PIN and confirm it.

Create or Reset FCMB Transaction Code

  1. Dial *329*0# on your phone.
  2. Select “Create/Reset Code”.
  3. Choose your ATM card (if multiple cards are linked).
  4. Enter your ATM card PIN for verification.
  5. Create a 4-digit transaction code (e.g., 1234).
  6. Confirm the code to complete the process.

 

How to get fcmb mini statement of account

You can get your FCMB mini statement of account using several methods:

1. USSD Code (*329#)

  • Dial *329# from your registered phone number.
  • Select “Statement” from the menu.
  • Choose “Mini Statement” to view your last five transactions instantly.

2. FCMB Mobile App

  • Download the FCMB Mobile App from the Google Play Store or Apple App Store.
  • Log in with your credentials.
  • Navigate to “Account Statement” and select “Mini Statement”.

3. Internet Banking

  • Log in to FCMB Internet Banking.
  • Go to “Accounts”, then select “Mini Statement”.

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